Step 1

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Type in http://www.free-ringtones.cc/ in the address bar and search for ringtones from there. You may browse the site's smart categories. In this tutorial, I picked the "Popular This Week"

Step 2

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Choose the ringtone you want to download. In this case, I chose "Mom" by Stewie.

Step 3

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The first button you will see after clicking on the ringtone's link is the huge PREVIEW button. Click on it!

Step 4

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The above alert bar will appear with the following options:
Save: Save to your device.
Save as: Name the file first then save it to your device.
Preview: Listen to the ringtone without downloading.
Cancel: Dismiss the alert bar

Step 5

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Now you might notice a badge appears on the Download Tab. The number in the badge indicates how many files are being downloaded.
Click on Download tab to see what is actually happening over there:
It is the downloading bar with File Name, Progress Bar and Downloading Speed.

Step 6

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After finishing, the downloading bar will disappear. Now go to Folder Tab to browse for your freshly downloaded ringtone. Click on the small arrow down button to see what you can do with the file.
Other options are irrelevant in this tutorial except the "Making Ringtone...". Choosing this option will bring you to ringtone maker utility in Step 7 in which you can refine your ringtone by using tools such as crop tool or recording tool...

Step 7

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The above screenshot is what the Ringtone Maker Utility is. Enjoy!
Alternatively, you may go to a number of web sites that allow free and legal downloads of songs and reproduce above steps to create your own ringtones.
Free and Legal Music & Audio Sites